Our Team
At Sunny Joseph and Associates , we take immense pride in our team of dedicated professionals who bring decades of experience in finance, taxation, auditing, and advisory services. Each partner is a seasoned expert in their field, ensuring that we deliver comprehensive, reliable, and forward-thinking financial solutions to our clients.With specialized knowledge in financial planning, forensic accounting, taxation, compliance, and business strategy, our partners go beyond traditional accounting to provide tailored insights that help businesses grow and succeed. Their commitment to continuous learning and professional development ensures that we stay ahead in an ever-evolving financial landscape.We believe in a client-centric approach, focusing on precision, compliance, and strategic financial guidance. Whether it's optimizing tax structures, auditing financial statements, or conducting forensic investigations, our team delivers world-class services with integrity and excellence.Meet our esteemed partners, each bringing their unique expertise and deep industry knowledge to drive financial success for our clients.
Meet Our Partners
CA Sunny Joseph BSc, FCA, DISA, IFRS


With over 30 years of professional experience, Mr. Sunny Joseph has been a guiding force in the firm's growth and success. His expertise extends beyond traditional accounting into financial planning, strategic management, and taxation consultancy. As a Fellow Member of ICAI, he has consistently delivered innovative financial solutions tailored to businesses across multiple industries.
πΌ Core Expertise:
β’ Financial Planning & Wealth Management
β’ Strategy Formulation & Business Structuring
β’ Budgetary Control & Performance Evaluation
β’ Direct & Indirect Taxation Advisory
Professional Certifications:
β
Diploma in Information Systems Audit (DISA) β ICAI
β
International Financial Reporting Standards (IFRS) β ICAI
β
Business Responsibility and Sustainability Reporting (BRSR) β ICAI
β
Certificate Course on Concurrent Audit β ICAI
Mr. Sunny Joseph is known for his proactive approach in helping businesses achieve compliance while maximizing their financial potential. His ability to analyze economic trends and implement efficient financial structures makes him an invaluable asset to businesses.


CA Sebi George BSc, FCA
A seasoned financial expert, Mr. Sebi George has dedicated his career to costing, management accounting, and financial advisory. His contributions to the firm have helped clients optimize operations, reduce inefficiencies, and improve financial transparency.
πΌ Core Expertise:
β’ Financial Feasibility Analysis & Risk Management
β’ Cost Reduction Strategies & Business Forecasting
β’ Internal & Operations Audits for Corporate Entities
β’ Management Accounting & Project Financing
π Professional Certifications:
β
Certificate Course on Concurrent Audit β ICAI
β
Business Responsibility and Sustainability Reporting (BRSR) β ICAI
β
Faculty Member at ICAI β Specializing in Costing & Management Accounting
Mr. Sebi Georgeβs expertise in financial risk management has empowered numerous businesses to make informed investment decisions. His attention to cost efficiency and operational effectiveness ensures long-term business sustainability.


With a deep understanding of NRI taxation and capital gains, Mr. Sebu George is a trusted financial advisor to individuals and businesses operating in India and abroad. His work in financial audits and strategic taxation planning has supported numerous high-net-worth clients and corporate entities.
π Professional Certifications:
β
Certificate Course on Concurrent Audit β ICAI
β
General Management & Communication Systems (GMCS)
πΌ Core Expertise:
β’ NRI Taxation & International Tax Planning
β’ Capital Gains Advisory & Investment Structuring
β’ Taxation of Primary Agricultural Credit Societies (PACS)
β’ Operations Auditing & Cost Control
Mr. Sebu Georgeβs approach is focused on customized financial solutions, ensuring that clients benefit from tax-efficient investment structures and compliance with global financial standards.
CA Sebu George B.Com, FCA


An expert in forensic accounting and fraud detection, Mr. Niraj Francis plays a crucial role in financial integrity and regulatory compliance. His skills in investigative auditing and risk mitigation have helped organizations prevent and detect financial fraud.
π Professional Certifications:
β
Diploma in Information Systems Audit (DISA) β ICAI
β
Forensic Accounting & Fraud Detection (FAFD) β ICAI
β
Certification in Social Audits (NISM)
πΌ Core Expertise:
β’ Forensic Accounting & Risk Assessment
β’ Fraud Detection & Internal Control Review
β’ Regulatory Compliance & Due Diligence
β’ Social Audits & Business Sustainability Reporting
Mr. Niraj Francis specializes in identifying and mitigating financial risks, making him a trusted partner for businesses looking to safeguard their financial interests.
CA Niraj Francis B.Com, ACA, DISA


With years of experience in operations audits, taxation, and financial consulting, Mr. Vijayakumar provides clients with a holistic approach to financial management. His focus on compliance, tax optimization, and financial performance improvement makes him a key contributor to the firmβs success.
CA Vijayakumar V V B.Com, FCA
πΌ Core Expertise:
β’ Costing & Financial Performance Optimization
β’ Operations Auditing & Risk Control
β’ Taxation Compliance & Advisory
β’ Corporate Financial Planning & Strategic Growth
π Professional Certifications:
β
General Management & Communication Systems (GMCS)
β
Continuing Education in Accounting & Law (ICAI)
Mr. Vijayakumarβs ability to analyze financial data and provide actionable insights helps businesses enhance profitability and maintain regulatory compliance.


CA Joseph Roy B.Com, ACA
A dynamic professional, Mr. Joseph Roy brings his expertise in costing, project reports, and business finance to the firm. His analytical mindset and problem-solving skills make him a trusted advisor for companies seeking financial efficiency.
π Professional Certifications:
β
Certificate Course on Concurrent Audit β ICAI
β
Ongoing Professional Development in Accounting & Taxation
πΌ Core Expertise:
β’ Budget Planning & Cost Optimization
β’ Financial Forecasting & Business Valuation
β’ Operations Audit & Internal Control Strengthening
β’ Management Accounting & Financial Reporting
Mr. Joseph Royβs expertise in corporate financial planning and investment strategies ensures that businesses stay competitive in a fast-changing financial landscape.
Branches
We are a trusted Chartered Accountancy firm registered with the Institute of Chartered Accountants of India (ICAI), serving clients since 1998. Headquartered in Cochin, Kerala, we have a strong presence with branches in Kannur, Idukki, Kozhikode, and Kottayam. Committed to ethical values and professional excellence, we strive to deliver quality financial and advisory services.
Contact us
Trust
ho@sjac.co.in
+91-9847412264
Β© 2025. All rights reserved.